Ra'Shawn D. Florunoy

Phone Operator

Yumika Smith

Independent Sales Agent


Get The Funding You Need!

No hype.   No cost.   No affect to your credit score.

Basic Requirements

Personal Unsecured Funding: 

Term loans, LOC, Credit cards. Business Cards and LOC Up to  $250,000 per individual 


  •    Credit Score of 680 or higher ( we will review 650-679 with solid income )

  •    Verifiable income ( W2, Self Employed, 1099, Taxes) 

  •    Individual Credit history for at least 3 years showing good revolving and/or installment loans. 

  •    No Bankruptcy within the last 3 years, ( must have established credit post bankruptcy) 

  •   Utilization of revolving accounts less than 40%, DTI less than 40%. 



How to convert Cards to Cash    


Take advantage of Cards offering 0% interest. and pay off before the introductory offer. Some cards offer the option of transferring cash to bank account for a small fee 

Cash Out Refi Options 


  • Min Credit Score 550

  • Rates range from 6-11%

  • Up to 80% LTV with no limit on cash out.

  • Up to 30 year terms

  • Loan amounts 200k-5MM

We will look at all property types in which we can have 1st lien position, as long as it's not residential owner occupied real estate.  We also offer Asset based funding and equipment funding. 

Business Consultant Fee

Due to the industry standard there will be a 15% Business Consultant Fee on the amount funded. Failure to pay will result in funds being frozen. 

Team Meeting



Funding For Any Reason

Proud Partner of
  • Small Business Loans

  • Business Line of Credit

  • Equipment Financing

  • SBA Loans

  • Accounts Receivable Financing

  • Startup Business Funding

  • Franchise Financing

  • Commercial Mortgage Financing

  • Purchase order Financing


My Account

Customer Service

Contact Us

4801 E. Independence Blvd. Suite 1000
Charlotte, NC 28212
Phone: (800)-956-8559
Email: info@flournoyfinancial.com

We are not a Certified Financial Advisor, U. S. Securities Dealer, Stock Brokers or Investment Advisers. Our company has independent sales agents and acting in the capacity of a financial intermediary who provides advice to private individuals on or about business matters. .Please understand that the contemplated transaction(s) is strictly private and in no way relates to the United States securities act of 1933 **(THE"ACT")* http://sblcfinancing.com/assets/sa33.pdf* and does not involve the sale of registered securities. This transaction(s) are private and exempt from the act.