Ra'Shawn D. Florunoy
Get The Funding You Need!
No hype. No cost. No affect to your credit score.
Why NINO Brown Funding?
Funding options for start-ups, entrepreneurs and established businesses.
Better terms & lower rates.
Monthly payment options with terms up to 10 years.
Get Real Answers
No salespeople or spam, if it doesn’t work for you, it doesn’t work for us.
You have nothing to lose
No inquiry to see what you qualify for, no cost until AFTER you get funded.
Powered By: Flournoy Financial Group
Personal Unsecured Funding:
Term loans, LOC, Credit cards. Business Cards and LOC Up to $250,000 per individual
Credit Score of 680 or higher ( we will review 650-679 with solid income )
Verifiable income ( W2, Self Employed, 1099, Taxes)
Individual Credit history for at least 3 years showing good revolving and/or installment loans.
No Bankruptcy within the last 3 years, ( much have established credit post bankruptcy)
Utilization of revolving accounts less than 40%, DTI less than 40%.
How to convert Cards to Cash
Take advantage of Cards offering 0% interest. and pay off before the introductory offer. Some cards offer the option of transferring cash to bank account for a small fee
Revenue Based Funding:
Most industries welcome with the exception Cannabis . Can not think of any other industries with restrictions.
All owners that have a 25% or more stake must be on the application and at least one owner have a 650+ FICO and no bankruptcy filed date within the last 5 years
2 + years in business
$360k in gross revenue or more
No tax liens or judgements
Business is profitable
Current loans/MCAs balance needs to be 50% or less of average monthly revenue
Cash Out Refi Options
Min Credit Score 550
Rates range from 6-11%
Up to 80% LTV with no limit on cash out.
Up to 30 year terms
Loan amounts 200k-5MM
We will look at all property types in which we can have 1st lien position, as long as it's not residential owner occupied real estate. We also offer Asset based funding and equipment funding.