Ra'Shawn D. Florunoy

Phone Operator

Justin Flournoy

Vice President

(800)-496-2840 EXT 701

Get The Funding You Need!

No hype.   No cost.   No affect to your credit score.

Basic Requirements

Personal Unsecured Funding: 

Term loans, LOC, Credit cards. Business Cards and LOC Up to  $250,000 per individual 


  •    Credit Score of 680 or higher ( we will review 650-679 with solid income )

  •    Verifiable income ( W2, Self Employed, 1099, Taxes) 

  •    Individual Credit history for at least 3 years showing good revolving and/or installment loans. 

  •    No Bankruptcy within the last 3 years, ( must have established credit post bankruptcy) 

  •   Utilization of revolving accounts less than 40%, DTI less than 40%. 



How to convert Cards to Cash    


Take advantage of Cards offering 0% interest. and pay off before the introductory offer. Some cards offer the option of transferring cash to bank account for a small fee 


Revenue Based Funding: 

Most industries welcome with the exception Cannabis .   


  • All owners that have a 25% or more stake must be on the application and at least one owner have a 650+ FICO and no bankruptcy filed date within the last 5 years

  • 2 + years in business

  • $360k in gross revenue or more

  • No tax liens or judgements

  • Business is profitable

  • Current loans/MCAs balance needs to be 50% or less of average monthly revenue



Cash Out Refi Options 


  • Min Credit Score 550

  • Rates range from 6-11%

  • Up to 80% LTV with no limit on cash out.

  • Up to 30 year terms

  • Loan amounts 200k-5MM

We will look at all property types in which we can have 1st lien position, as long as it's not residential owner occupied real estate.  We also offer Asset based funding and equipment funding. 

Business Consultant Fee

Due to the industry standard there will be a 15% Business Consultant Fee on the amount funded. Failure to pay will result in funds being frozen. 

Mom and a Child

Credit Restoration Program

Credit Restoration Program

Our Process


My Account

Customer Service

Contact Us

15720 Brixham Hill Ave. Suite 300 
Charlotte, NC 28277
Phone: (800)-956-8559
Fax:     (980)-443-2019
Email: info@flournoyfinancial.com

We are not a Certified Financial Advisor, U. S. Securities Dealer, Stock Brokers or Investment Advisers. Our company has independent sales agents and acting in the capacity of a financial intermediary who provides advice to private individuals on or about business matters. .Please understand that the contemplated transaction(s) is strictly private and in no way relates to the United States securities act of 1933 **(THE"ACT")* http://sblcfinancing.com/assets/sa33.pdf* and does not involve the sale of registered securities. This transaction(s) are private and exempt from the act.

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